Our Services

Advisory services to plan, invest, and protect

Fiduciary guidance tailored to your goals—disciplined portfolio management, comprehensive financial & retirement planning, and clear insurance solutions delivered with integrity and transparency.

Portfolio Management Financial & Retirement Planning Insurance Solutions
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Portfolio

Allocation • Rebalance • Risk

Planning

Tax-aware • Income • Timeline

Insurance

Life • LTC • Disability*

*Insurance services offered through RIA Insurance Solutions, a division of Financial Independence Group (FIG).

Information is educational and not tax or legal advice. Advisory services provided only where properly registered or exempt.

Our Core Services

Plan, invest, and protect with confidence

Fiduciary guidance tailored to your goals—delivered with clarity and transparency.

Portfolio management illustration

Portfolio Management

Expert portfolio construction with evidence-based allocation, disciplined rebalancing, and risk management.

Asset Allocation Rebalancing Tax Aware
Financial and retirement planning illustration

Financial & Retirement

Comprehensive plans tied to your goals—savings design, income sequencing, Social Security & RMD coordination.

Cash Flow Retirement Income Tax Strategy
Insurance solutions illustration

Insurance Solutions *

Coverage aligned to your needs and timeline: life, disability, long-term care, annuities, and Medicare supplement plans.

Life & Disability Long-Term Care Annuities & Medicare

*Insurance services offered through RIA Insurance Solutions, a division of Financial Independence Group (FIG). Recommendations are based on suitability and your objectives.

Contact Information

We’d love to hear from you

All meetings by appointment only. Serving clients in New York.

Principal Office
430 Franklin St.
2nd Floor
Schenectady, NY 12305
Mailing Address
PO Box 4212
Schenectady, NY 12304
Phone Number
+1 (949) 845-2776
Email
joshua@nightgalewealth.com
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Information is educational and not tax or legal advice. Advisory services are offered only where properly registered or exempt. Meetings are by appointment only.

Check the background of your financial professional on FINRA’s BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Securities and Custodian services offered through Charles Schwab & Co., Inc. (Schwab), independent qualified custodian holding the client’s assets. Member FINRA / SIPC. Charles Schwab & Co., Inc. (Schwab) and Nightgale Wealth Management LLC are not affiliated. Nightgale Wealth Management LLC is independent and not affiliated with or supervised by Schwab, however clients have direct access to their accounts at Schwab.

This communication is strictly intended for individuals residing in the state of NY. No offers may be made or accepted from any resident outside the specific states referenced.

Important Consumer Information

A broker/dealer, investment adviser, BD agent, or IA representative may only transact business in a state if first registered, or if excluded or exempt from state registration requirements. Follow-up, individualized responses to persons in a state that involve effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment adviser, BD agent, or IA representative, a consumer should contact their state securities regulator or visit FINRA BrokerCheck.